Top performance—at work and at home—means staying on top of your game. Getting regular preventive medical care helps you do that.
Preventive care is 100% covered
Preventive care office visits and tests are covered at 100% when you use network providers, so you don’t have to pay anything out of pocket.
What you need to know
Your medical plan covers an annual preventive care visit at no cost to you when services are delivered by a doctor or other provider in your plan’s network. This is care you get to prevent illness or disease, and it typically includes a comprehensive medical evaluation. Here’s what to expect at that visit:
- Conversation about your medical, social, and family history
- Physical examination and review of your body
- Review of current medications
- Immunizations, as necessary
- Age/gender-appropriate screening tests that can help you stay healthy and catch problems before they become serious threats to your health (e.g., blood pressure, cholesterol, and others as determined by risk factors such as age, weight, and others)
- You won’t be charged a copay or fee for the visit as long as your doctor is a network provider
Questions to ask during your visit
Preventive vs. diagnostic care
Tips for proper billing
If you believe you’ve been mistakenly billed for services or tests during a preventive care visit, call your provider’s office and request they recode your services as preventive care and submit the claim again.
Where to learn more
On the Anthem website, click on the Care tab, and then select Health & Wellness Center from the drop-down menu. Enter your gender and age to view the guidelines Anthem follows for preventive care, based on national health authorities’ recommendations. You can also download the Anthem preventive care guidelines [PDF].
Kaiser members should review the list of Kaiser preventive services.